Chapman Mortgage Corporation
Privacy Policy
At Chapman Mortgage Corporation (Chapman Mortgage
Corporation) , we are committed to protecting your privacy online. We
created our Privacy Policy ("Policy") in order to demonstrate our firm
commitment to protecting the privacy of our visitors.
Our
web site allows you to view our company information, request
information, access our e-mail server, view our contact list, access
network status (for authorized users only), view services and prices.
In addition our site contains links to several search engines,
information or news services, and other web sites and services. We
encourage you to read the privacy policy of these other web sites and
services. The Privacy Policy may change from time to time, so please
check back periodically.
Except
as otherwise discussed in this Privacy Policy, this document only
addresses the use and disclosure of information we collect from you.
You may also visit our affilates who may collect and use your personal
information. We encourage you to ask questions and to be very cautious
before you disclose your personal information to others.
What
information does Chapman Mortgage Corporation collect from you?
In order to better provide you with numerous
products and services, Chapman Mortgage Corporation collects two types
of information about its visitors: Personally Identifiable Information
and Non-Personally Identifiable Information. Our primary goal in
collecting information from you is to provide you with a smooth,
efficient, and customized experience while using our site.
Personally
Identifiable Information
This refers to information that lets us know the
specifics of who you are. Personal information is requested when you
order a product or service, request a service quote or service
information, enter contests or sweepstakes, apply for credit, fill out
surveys, and send us feedback. This information might include your
name, billing address, shipping address, telephone number, e-mail
address, credit card or other payment information, and product details.
With this information, Chapman Mortgage Corporation can fill your
orders and better provide you with personalized services. For a few
services, we may collect your personal information on behalf of other
merchants and share it with them.
If
you visit one of our affilates' web sites, they will independently
collect, use and share your personal information in accordance with
their own privacy policies. If you have questions about our affilates'
information practices, please read their privacy policies.
Non-Personally
Identifiable Information
This refers to information that does not by itself
identify a specific individual. We gather certain information about you
based upon which pages you view on our site in several ways. This
information is compiled and analyzed on both a personal and an
aggregated basis. This information may include the Web site's Uniform
Resource Locator ("URL") that you just came from, which URL you next go
to, what browser you are using, and your Internet Protocol ("IP")
address.
How
do we use this information?
Our primary goal in collecting personal information
is to provide Chapman Mortgage Corporation visitors with a superior
online experience. We use the customer contact information to fill
orders, contact purchasers to inform them of their order status, to
send promotional information, to enhance the operation of our site and
administer our systems.
We
review the actions of the Chapman Mortgage Corporation visitors to
determine customers' preferences. Chapman Mortgage Corporation does
research on our visitors' demographics, interests, and pages viewed
based on the information provided to us during their visit from request
forms, our server log files, from contests, drawings or surveys. We
will use this data to tailor the visitor's experience at our site, to
improve our marketing and promotional efforts, to statistically analyze
site useage, to improve our product offerings, and to customize our
content, layout, and services. We receive summary, but not individual,
reports from our affiliates which tells us how many ads were presented
and clicked upon.
We
may also share your personally identifiable information with third
parties who provide services to us, our customers and web site
visitors. Those third parties include authorized contractors, temporary
employees and consultants and other companies working with us
(collectively, "agents"). Where we believe it to be appropriate (in our
sole discretion), we will ask our agents not to disclose or use your
personal information for purposes other than to provide services to you
or Chapman Mortgage Corporation.
What
are your choices regarding collection, use, and distribution of your
information?
We may from time to time send you e-mail or other
communications regarding current promotions, specials and new additions
to the Chapman Mortgage Corporation site. You may unsubscribe from our
newsletters by following the unsubscribe instructions in any e-mail you
receive from us, or by sending an e-mail to
unsubscribe@chapmanmortgage.com After doing so, Chapman Mortgage
Corporation users will not receive future communications or mailings
unless they open a new account, enter a contest, or fill out a survey.
What
security percautions do we use?
At you can be assured that your personal and
account information is secure. The importance of security for all
Personally Identifiable Information associated with our customers is of
utmost concern to us. Our secure servers protect the information using
encrypted connections, SSL data transfers, and firewall technology.
Credit card information is used once and not stored in our database.
Credit card or other payment information is used to verify and
authorize your payment and to process your order on and individual
order basis.
Use
of Cookies
Additional cookies may be used by affiliate sites
or sites that dispaly banners on our site. We do not disclose your
personal account information or information about purchases made on our
site to affilate or advertising sites, unless you purchase an item sold
on that site.
We will
occasionally use outside agents, whose computers will serve ads on our
site and under the same conditions as above. In addition, ad serving
companies or advertisers may place banner ads on our site in the same
manner as above, but we do not disclose to them any Personally
Identifiable Information.
You
should review privacy policies of any third party sites accessible from
Chapman Mortgage Corporation
Other sites accessible through our web site have
their own privacy policies and data collection polices. Please consult
each site's privacy policy. Chapman Mortgage Corporation is not
responsible for the policies or practices of third parties. Please be
aware that this site may contain links to other sites on the Internet
that are owned and operated by third parties. The information practices
of those web sites linked to Chapman Mortgage Corporation are not
covered by this Privacy Policy. These other sites may send their own
cookies to users, collect data, or solicit personal information.
Additionally, other companies that place advertising on our site may
collect information about you when you view or click on their
advertising through the use of cookies. We cannot control this
collection of information. You should contact these advertisers
directly if you have any questions about their use of the information
that they collect.
Policy
additions, changes, and modifications
If Chapman Mortgage Corporation makes changes to
any terms or conditions of the Privacy Policy, the changes will be
posted in this document. We may change, modify, add or remove portions
of this Policy at any time.
Legal Terms of Use
The use of this site is governed by the policies,
terms and conditions set forth below. Please read them carefully. Your
use of this site indicates your acceptance of these terms and
conditions. Your placement of an order indicates your acceptance of
these terms and conditions. Your submittal of any purchase order to
Chapman Mortgage Corporation (Chapman Mortgage Corporation) indicates
acceptance of these terms and conditions. These terms and conditions
shall supercede any subsequent terms or conditions included with any
purchase order, whether or not such terms or conditions are signed by
Chapman Mortgage Corporation, Inc. Chapman Mortgage Corporation
reserves the right to make changes to this site and these terms and
conditions at any time. Chapman Mortgage Corporation reserves the right
to restrict access specific sections of or the entire Chapman Mortgage
Corporation web sites. Chapman Mortgage Corporation reserves the right
to deny access, remove or delete account information, or suspend the
account of any user or member.
Copyright
and Trademark Notice
This site is owned by Chapman Mortgage Corporation
Unless otherwise specified, the text, site design, logos, as well as
the selection, assembly and arrangement thereof, are the sole property
of Chapman Mortgage Corporation, Copyright © , ALL RIGHTS
RESERVED. All software used on the site is the sole property of
Mortgage Technology Corp (MTC) or those supplying the software. You may
use the content of this site only for the purpose of viewing material,
shopping or placing an order on this site and for no other purpose. No
materials from this site may be copied, reproduced, modified,
republished, uploaded, posted, transmitted, or distributed in any form
or by any means without prior written permission from Chapman Mortgage
Corporation, or the legal owners of said material. All rights not
expressly granted herein are reserved. Any unauthorized use of the
materials appearing on this site may violate copyright, trademark and
other applicable laws and could result in criminal or civil penalties.
All trademarks or service marks are property of their respective owners.
Links,
Hypertext Links, and Inline Links
This site may contain links to other sites on the
Internet that are owned and operated by third parties. You acknowledge
that Chapman Mortgage Corporation nor MTC is responsible for the
operation of or content located on or through any such site.
Disclaimer
and Limitation of Liability
The Chapman Mortgage Corporation web sites and the
materials therein are provided as is. Chapman Mortgage Corporation nor
MTC makes no representations or warranties, either express or implied,
of any kind with respect to the Chapman Mortgage Corporation sites,
their operations, contents, information, materials or year 2000
compliance. Chapman Mortgage Corporation and MTC expressly disclaim all
warranties, express or implied, of any kind with respect to the sites
or their use, including but not limited to merchantability and fitness
for a particular purpose. You agree that Chapman Mortgage Corporation
nor MTC, its directors, officers, employees, other representatives
shall not be liable for damages arising from the operation, content or
use of the Chapman Mortgage Corporation sites. You agree that this
limitation of liability is comprehensive and applies to all damages of
any kind, including without limitation direct, indirect, compensatory,
special, incidental, punitive and consequential damages.
Typographical
Errors
In the event an item is listed at an incorrect
price or with incorrect information due to typographical error or error
in pricing or product information received from our suppliers, Chapman
Mortgage Corporation shall have the right to refuse or cancel any
orders placed for product listed at the incorrect price. Chapman
Mortgage Corporation shall have the right to refuse or cancel any such
orders whether or not the order has been confirmed and your credit card
charged. If your credit card has already been charged for the purchase
and your order is canceled, Chapman Mortgage Corporation shall
immediately issue a credit to your credit card account in the amount of
the charge.
Order
Acceptance Policy
Your receipt of an electronic or other form of
order confirmation does not signify our acceptance of your order, nor
does it constitute confirmation of our offer to sell. Chapman Mortgage
Corporation reserves the right at any time after receipt of your order
to accept or decline your order for any reason. Chapman Mortgage
Corporation reserves the right at any time after receipt of your order,
without prior notice to you, to supply less than the quantity you
ordered of any item. All orders placed over $2000.00 (U.S.) must obtain
pre-approval with an acceptable method of payment, as established by
our credit and fraud avoidance department. We may require additional
verifications or information before accepting any order.
Sales
Taxes
Chapman Mortgage Corporation shall automatically
charge and withhold the applicable sales tax for orders to be delivered
to addresses within Indiana. Each customer shall be solely responsible
for all sales taxes, or other taxes, on orders shipped to any other
state.
Service
and Support
All requests for technical service and support
should be made directly to the manufacturer or publisher in accordance
with their terms and conditions. Chapman Mortgage Corporation provides
links to on-line refrences for most items listed on the Chapman
Mortgage Corporation web sites.
Jurisdiction
and Venue
You agree that any legal action brought against
Chapman Mortgage Corporation shall be governed by the laws of the State
of Indiana without regard to its conflict of law principles. You agree
that the sole jurisdiction and venue for any litigation arising from
your use of or orders made on the Chapman Mortgage Corporation web
sites shall be an appropriate federal or state court located in
Indianapolis, Indiana.
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